Posted in
credit card for students on January 16 2009
There will be those who look at credit card for students and shake their head. After all, what would be the purpose of providing a college student who is unfamiliar with fiscal responsibility with a card that they will irresponsibly run the balance up? This is a fair question, but it ignores the true purpose and reason behind acquiring such a card. The main reason the card is acquired is so that they can make necessary school related purchases.
Text books can cost a great deal of money. The reason for this is the fact that choice is removed from the equation when textbooks are concerned. In other words, when the professor of a course tells the class to purchase a $115.00 text book there is no way around it. The students have to purchase the text book. The publishers know this and this is why they jack up the price to the ridiculous degree that they raise it to. Needless to say, there are very few students who carry around such liquid cash with them. Hence, the need for credit card for students makes a great deal of sense.
If concerns still liner in regards to the student overspending and running up the balance of the card some solace can be taken in the fact that the credit limit on many credit card for students are relatively low. So, there is less chance for abuse with these particular cards than with other types of credit cards. As such, the reasons for worry are somewhat put to ease.
Compare Credit Card for Students
| Discover® Student More Card |
|
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
13.99 - 20.99 (Variable)*%* |
None* |
|
|
Built for actual exam-taking, power nap-loving students.
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Discover® Student Clear Card |
|
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
13.99 - 20.99 (Variable)*%* |
None* |
|
|
Built for actual exam-taking, power nap-loving students.
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Discover® Student Tropical Beach Card |
|
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
13.99 - 20.99 (Variable)*%* |
None* |
|
|
Built for actual exam-taking, power nap-loving students.
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Discover® Student Open Road Card |
|
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
13.99 - 20.99 (Variable)*%* |
None** |
|
|
Put a road trip in your wallet.
- Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
- Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
- Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
- Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.
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| Discover® Student Card - Monogram Collection |
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|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
13.99 - 20.99 (Variable)*%* |
None* |
|
|
Built for actual exam-taking, power nap-loving students.
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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